GEICO Living

5 Tips For A Peaceful Family Get-Together

A large, happy family get together around a picnic table

You were excited when you picked a date for a big family get-together and called everyone with an invitation. Now you’re worried. Work is busier than expected, the kids are doing a different activity each night and you just don’t have time to plan all the details.

Don’t panic. We’ve put together a simple checklist to get you through this. It will help set your plans in motion and take away any stress you might be feeling, so you can focus on enjoying your family celebration. Here’s what to do.

1. Buy In Bulk

While catering or take-out options are certainly appealing, they do add an extra level of financial stress to your family gathering. Instead, plan a couple of simple, delicious dishes and buy those ingredients in bulk to save money. You can also prepare dishes with items that are on sale at your local grocery store.

2. Let Others Help

When Uncle Joe or Aunt Sue asks “What can I bring?” be sure to avoid the knee-jerk “Oh, nothing” response. If they’re willing to help, let them! There will be less for you to buy and prepare in the days leading up to the gathering, alleviating some of the stress of hosting. Many hands make light work.

3. Make A Seating Plan

A seating plan may seem formal, but it could be helpful depending on your family dynamics. If there are certain people who just don’t get along, a seating plan might be a quick and painless fix.

4. Set Boundaries

If there are certain topics that you know could derail the evening, just a quick reminder may be enough to stop an argument before it happens. When trouble is on your radar, be prepared to casually shift the conversation or go “take care of something” in the kitchen.

5. Be Ready With Games

There’s a time to talk and there’s a time to play. Have a couple of fun games in your back pocket for the latter. While it’s great to talk with cousin Stu about his new job and his take on politics, it’s even more entertaining to watch him try to draw a tree house during a game of Pictionary. Or gather the game around the video game console.

GEICO not only helps you get ready for family gatherings, but can insure all aspects of your life. Visit geico.com to get a free quote on life insurance, home insurance, and more.

15 Life Hacks You Can Do In 15 Minutes (Or Less!)

It’s a horrible feeling: Your brand-new shirt comes out of the dryer looking like it belongs to your Chihuahua. Is it a goner?

No! This is actually a problem you can fix—quickly. In fact, there’s a lot you can do in just 15 minutes. We picked the brains of experts for hacks that can make you happier and healthier—while keeping some money in your pocket—in less time than it takes to watch your favorite TV show. So get to it; after all, it’s not every day someone tells you it’s okay to cut corners.

COOKING HACKS

Dry Your Tears

When cutting an onion, place a wet paper towel nearby to prevent your eyes from watering.

Straighten Out Your Bacon

They’re called bacon strips, not bacon curls…so why eat them all rolled up? The secret: Lose the griddle, says Hartigan. Bake them in the oven at 400° for about 15 minutes on a rack set over a cookie sheet lined with foil (to catch the grease overflow) for straight and crispy slices—with easier cleanup too!

CAR HACKS

Save Your Wipers

It starts raining and you turn on your windshield wipers, only to hear the absolutely annoying sound of them squeaking against the glass. Time to replace the blades, right? Not necessarily, says Lauren Fix, “the Car Coach.” Try this first: Saturate a paper towel with rubbing alcohol and run it along the edge of each blade. Then do the same with the windshield, to remove road debris.

Give Your Car A Mani

Minor dings and scratches are nothing to ignore—over time, they can cause rust to creep in. But because they’re not super-noticeable, it’s easy to put off getting them properly covered up at a dealership or collision shop. In the meantime, Steven Lang, an auto writer and used-car dealer, suggests keeping rust at bay by painting over the scratches with nail polish.

TRAVEL HACKS

Try For A Better Airplane Seat

Was a middle seat the only option when you booked your flight? According to Marybeth Bond of LuxuryTripsWorldwide.com, you may not have to suffer. Check in before you get to the airport, of course, but still head to the kiosk when you arrive; if someone with a better seat gets upgraded to business class, you may be able to grab the vacancy. Use your app to check again at the gate, or ask an agent.

Don’t Forget Your Valuables

Hotel safes are great—that is, until you check out, get to the airport, and realize…noooo!!!…your passport’s still sitting in the cubbyhole. Here’s a surefire way around that. Put one of your shoes in the safe too, Bond recommends. Unless you’re some kind of barefoot marathoner, you won’t leave without it.

Always Pack This One Thing

Duct tape, as we know, can be a multipurpose lifesaver when you’re traveling. In a pinch it can fix a suitcase handle, sandal strap, pair of glasses—and nearly anything else that breaks on your journey. But you don’t need a whole roll; just wrap a foot or so around a pencil and toss it in your bag, says Bond.

EXERCISE HACKS

Get A Strain-Free Six-Pack

In the quest for the perfect tummy, crunches are the go-to exercise. The downside is that doing them can strain your neck. But there’s an easy way to avoid that pain in the neck: Press your tongue against the roof of your mouth. This simple action helps stabilize your cervical spine, says Shereen Bernaz, a yoga instructor based in New Jersey.

Refresh Your Refreshments

Bored with the same old workout water? Up your gym-time flavor game by dropping frozen berries and other fruits into your water bottle, says Bernaz. Experiment with different options: Lemon wedges and raspberries? Orange slices and blueberries? Yes! Bonus: You’ll probably drink more water.

CLOTHING & LAUNDRY HACKS

Foil Static Cling

Make instant, chemical-free fabric softener by rolling up three to six balls of aluminum foil and tossing them in the dryer with your laundry, says Leslie Reichert, “the Green Cleaning Coach.” They’ll remove wrinkles, eliminate static and even soften your clothing.

Unshrink The Shrunken

It’s happened to all of us—you throw a piece of clothing in the dryer and it comes out looking like it would fit one of Santa’s elves. First, don’t panic. Second, says Reichert, take the shrunken item—probably a wool or cotton sweater, shirt or pair of jeans—and soak it in lukewarm water mixed with a capful of baby shampoo for 10 minutes. Without rinsing, squeeze the excess water out and lay the item on a flat surface to dry. While it’s still damp, gently stretch the material back to its original form.

Waterproof Your Shoes

We know that waterproof shoes and boots are expensive. But you can keep your feet dry—and trendy—without spending a ton. Grab some beeswax, rub it on non-leather shoes, heat with a blow dryer to set, and you’re ready to take on the puddles, says Reichert.

HOUSEHOLD HACKS

Easy Air Freshener

Pour 3-6 drops of essential oil onto a cotton ball and place beneath your bathroom trash can liner to freshen the air.

Clean Your Fan This Way

We all know what happens when we take a duster to the ceiling fan: Dirt and grime from the paddles ends up all over the furniture and rugs below. To make this chore a one-step process, simply put an old pillowcase over the fan paddle—that dust will come off inside, fully contained, says Reichert.

Perfect Curtains

Use empty toilet paper rolls to evenly space the folds in your curtains.

A lot can be done in 15 minutes or less, like getting a homeowners insurance or renters insurance quote through the GEICO Insurance Agency.

By Melanie Mannarino

15 Car Cleaning Tips

So, your car has seen better days. The upholstery is looking a bit worn, and the once-shiny windows are now…well, not so shiny. Sure, you could take your car to a professional cleaner—or you could save your money and spruce things up yourself. Here are our top car-cleaning hacks.

1. Before any scrubbing or wiping, start by cleaning out your car of any trash, loose change or other items you have stored in it.

2. Use a firm bristled toothbrush and an all purpose cleaner for cleaning crevices.

3. For even tougher spots that require a little more elbow grease, use a flat head screwdriver with a cloth over it to clean out small crevices.

4. Use a foam paint brush to clean dust out of vents.

5. For hard to clean scuffs, a magic eraser is your best friend.

6. To get pet hair off seats, spray seats lightly with water and then use a plastic squeegee to scrape away the hair.

7. Use a small handheld vacuum to clean up debris throughout the car.

8. To clean upholstery and floor mats, make a simple solution of laundry detergent and water to spray on and then scrub.

9. For hard to get out stains in upholstery, use a scrubber attachment on your power drill.

10. Clean your pedals using a different brush that you won’t use elsewhere to clean. Think of all the stuff you’ve tracked in the car!

11. After scrubbing out cup holders, use silicone cupcake liners in them to help keep them clean easily.

12. Clean your windows using vinegar and newspaper.

13. Make a DIY air freshener by soaking a clothespin in some essential oils and clipping to your vent.

14. Help keep your car clean by having a cleaning kit with wet wipes and microfiber cloths in the glove compartment or center console.

15. Avoid trash building up by having a reusable cereal container or tote bag in the car to use as a trash can.

Make sure you and your vehicle are covered for anything that happens on the road. Visit geico.com for a quick auto insurance quote today!

Keep reading…5 Cleaning Hacks for Your Home

Iván’s Puerto Rican Almojabanas In 15 Minutes Or Less

Celebrate Latine Heritage Month along with Iván as he cooks one of his favorite foods in 15 minutes or less: almojabanas!

Servings: 6–8

Ingredients

Vegetable oil, for frying
2 cups rice flour
2 teaspoons baking powder
3 large eggs
1 cup whole milk
1 teaspoon kosher salt
4 tablespoons (½ stick) unsalted butter
2½ cups grated queso blanco del país
3 tablespoons ketchup
3 tablespoons mayonnaise
1 teaspoon minced garlic
½ teaspoon salt

Preparation

1. Fill a medium pot halfway with vegetable oil. Heat over medium heat until the temperature reaches 350°F (180°C).

2. In a large bowl, whisk together the rice flour, baking powder, and eggs.

3. In a small pot, combine the milk, salt, and butter. Bring to a boil over medium heat, and cook for 3 minutes.

4. Pour the milk mixture into the bowl with the rice flour mixture, mixing continuously with a wooden spoon until smooth. Let cool for 5 minutes.

5. Add the cheese to the dough and mix until well combined.

6. Using two spoons, scoop a spoonful of the dough and carefully drop into the hot oil. Add 3–4 more balls of dough and fry until golden brown and cooked through, 1–2 minutes. Transfer to a paper towel-lined plate to drain while you repeat with the remaining dough.

7. Make the mayo-ketchup. In a small bowl whisk together the ketchup, mayonnaise, minced garlic, and salt until combined.

8. Serve warm with mayoketchup.

Help! I Just Got Into A Car Accident

taking photos on smartphone of a car accident

It goes without saying that getting in an accident is a stressful experience for anyone. Whether you’ve been involved in a serious crash or a minor car accident—or just want to be prepared—GEICO is here to help. Follow these steps to make the experience less stressful and the claim process easier.

1) Stay Calm

If you’ve just been in a fender bender accident, stop the car immediately, turn off your engine, and turn on your hazard flashers. Keep your cool and don’t admit fault or assign blame. Your priorities are staying safe and gathering information.

2) Check For Injuries And Call 911 If Necessary

Ask your passengers if they’re OK, then check on the people in the other car. Call 911 if anyone needs medical attention. You should never move an injured person unless he or she is in immediate danger.

3) Assess The Situation

If everyone is all right and help is on the way, start documenting the accident scene. If it’s safe to do so, take pictures of all vehicle damage and the surroundings, or other road scenes that might have contributed to the accident.

4) Alert The Police

Even if it’s a minor car accident or the other driver says it’s not important, call the police. They will let you know if an officer needs to be present. Ask them to file a report so everything is accurately and legally documented, which is required for a car insurance claim.

5) Exchange Info And Record The Details

Do not discuss whose fault it was (even saying “I’m sorry” may be considered an admission). Get the following information from the other driver as soon as you can:

Names, phone numbers, mailing addresses and email addresses of all vehicle occupants and any witnesses
License plate number
Insurance info (company name, last name on the policy and policy number)
Date, time and location (If you’re on a highway, record the nearest exit or mile marker)
Police report number, phone number, and officer’s name and badge number

6) Get Your Vehicle Off The Road

If your vehicle isn’t safe to drive, the responding officer may ask you where you want your car towed in an effort to help clear the crash site quickly, but using a service that’s not covered by your insurance can cost you. Remember that you always have the right to choose your own towing service. GEICO Mobile makes it a cinch to request emergency roadside assistance through a certified network of towing and roadside responders.

7) Contact Your Insurance Company

Accidents of any magnitude can be scary. That’s why professional, friendly insurance agents are available to help guide you through the claim process. Report a claim via the GEICO Mobile app, on geico.com, or by calling 1-800-861-8380. Throughout the process, you’ll receive regular status updates so you can stay informed and connected—and put your mind at ease.

Make sure you’re prepared for anything with a vehicle safety kit in your car, your vehicle registration, and a list of emergency contacts downloaded on your phone.

By Nicole Cherie Jones

Click here to report a claim.

5 Ways To Help Extend The Life Of Your Vehicle

As our population has continued to grow and people are increasingly relocating to suburbia, average commute times have sky-rocketed. A recent national study revealed that commuters in large metropolitan areas like New York City, Los Angeles and Chicago spend nearly an entire work week each year sitting in traffic to and from their jobs. In 2019, the average American spent 27.6 minutes a day—each way—driving to and from work. It’s safe to say the days of the 10-minute work commute are virtually gone.

So how many miles can a car last? Depends on how well you maintain it and how you drive it. If you’re one of these unlucky commuters for whom telecommuting, carpooling and/or public transportation aren’t realistic options, here are a few tips that may extend the life of your car and help you spend less on gas by making your vehicle more fuel-efficient.

1. Drive Gently

Avoid sudden starts and stops and observe the speed limit. Erratic acceleration and quick braking uses more fuel than driving in a smoother fashion. Plus, the wind resistance caused by driving fast costs you money. For every 5-mph you drive over the 60 mph mark, you add a dime to the price of every gallon of gas you buy.

2. Get Regular Tune-Ups

Keep the car as well-tuned as you possibly can. A poorly tuned engine can increase fuel consumption by up to 50 percent! Getting regular tune-ups, maintenance, and having clean air filters will help you burn less gas, pollute less, and prevent car trouble down the line. Using the right grade of oil for your car can also help ensure it runs smoothly in all types of weather.

3. Keep Your Tires Properly Inflated

A phenomenal 36% of cars are driven with tires below the recommended psi (pounds per square inch). Check your tire pressure regularly with a tire gauge to make sure they’re in line with what your manufacturer recommends. If you drive on wheels that are under-inflated your car’s fuel efficiency will be reduced by up to 2 percent for each pound that the tires are under-inflated.

4. Cut Back On The A/C Use

Stop using the A/C so much! Your vehicle’s air conditioner uses power generated by the engine, so only use it when necessary for short periods. Parking in the shade and using a reflective windshield shade will help keep your car cool on hot days. If your car is too hot to drive, simply roll down the windows and let it air-out before hitting the road. On the other hand, driving with your windows down reduces the aerodynamics of your car and increases fuel consumption, so on summer road trips try to strike a happy medium.

5. Get The Junk Out Of Your Trunk

Avoid carrying extra weight in your car. Extra weight saps your fuel economy, so unless you’re planning on playing that day, leave those golf clubs at home.

Got a new car with less than 15,000 miles on it? Be sure to add Mechanical Breakdown Insurance (MBI) to your auto insurance policy to help cover mechanical problems when your new car warranty runs out.

Continue reading: How to Survive a Really Long Commute

How To Protect Your Car Wheels From Theft

A low angle view of a rear tire on a car as it drives on the hghway.

Despite all the technological advancements made in the auto industry, old-fashioned wheel theft remains a problem nationwide: The value of tires stolen each year is at least $1 million, according to one estimate.

There are several reasons this type of theft is so prevalent, says Richard Reina, training director at CARiD; fortunately, there are also some anti-theft precautions you can take to help protect your parked car.

Why Car-Wheel Theft Happens

Easy To steal

Determined thieves with a jack and a battery-operated tool—an impact wrench with a lot of torque—can pull off a set of wheels in 10 minutes.

Not Trackable

Wheels don’t have serial numbers, and nobody’s going to ask for proof of ownership.

Easy To sell

Thieves might sell stolen wheels online, to auto body shops, or even from their front yard.

The Money’s Good

Aftermarket tires are some of the most popular automotive accessories—and the more expensive the vehicle, the more expensive the wheels. Depending on the model, a set of stolen wheels might go for $1,000–$5,000 or more—about half the cost of retail.

How To Help Prevent Car-Wheel Theft

Buy Lug Nut Locks

This solution involves replacing one of the lug nuts on each wheel with a lock, which requires a special tool to remove. Often a dealer add-on when you buy your vehicle, they cost around $100 for four (one for each wheel). They’re also available at auto stores or online for a little less; you can put them on yourself or bring them to a mechanic to install for you. For extra protection, you can buy lock kits for all of the lug nuts on your wheels. Just don’t lose the key, which you’ll need to remove the wheel should you have to change a flat tire.

Install An Alarm With A Sensor

Unlike standard car alarms, which alert you when your car has been broken into, alarms with sensors can detect a tilt or angle change if thieves try to jack up your vehicle. Some high-end, newer vehicles offer this type of alarm, or you can buy it as an aftermarket addition for $250–$500. A couple caveats on the aftermarket option: The sensors may not sync with your car’s existing alarm, and you’ll need to have a repair shop install them, which costs an additional $225, on average. All told, you might be looking at more than $700—a lot of money, but less than what you’d spend on a new set of wheels.

Park In Secure, Well-Lit Areas

Thieves almost always strike at night, staking out areas where they’re less likely to be discovered, like a dark street without lights. Park your car in areas where there’s more traffic, both vehicular and pedestrian, and where there are security cameras, if possible. If you’re parking somewhere overnight, make sure your car is visible.

Turn Your Wheels

When you park your car, turn the wheels to a 45-degree angle. This will make it difficult for a thief to get the lug nuts off, because the inner fender will likely be in the way.

Park Close To The Curb

When parallel parking on the street, get as close as you can to the curb. The closer your vehicle is, the more difficult it will be for a thief to put a jack underneath your parked car. While the street side of your car will still be exposed, at least the tires on the curb side of your car will be better protected.

Buy A Set Of Boots

Locking up all your wheels with metal boots—which cover the lug nuts like an earmuff—may sound a little extreme. After all, it takes anywhere from 5 to 20 minutes to attach each one and may require special tools. But if you need to leave your parked car outside while you’re away for a long time, boots will certainly be a deterrent. They cost about $70 a pair (you’ll need two pair) and can be found online and in auto stores.

Here’s another smart way to help keep your car rolling along: auto insurance from GEICO. It might even save you some money—get a quote now and see if you could save!

Read More: 5 Ways To Prevent Car Theft

By Ellise Pierce

How To Save Fuel While Boating

Your perfect boating day likely includes spending a lot of time out on the water—not refueling back at the marina. Fortunately, some easy strategies can help increase your fuel efficiency, which could save you time and money … and cut down on emissions. Here’s what Charles Fort, associate editor of BoatUS Magazine, recommends.

Before Heading Out

Tune your engine. Take your engine to the shop once a year for a tune-up and service, which helps it run more efficiently.
Get the right propeller. “The right propeller can improve your fuel efficiency by as much as 10 percent,” says Fort. Propellers are most efficient when they’re matched to the kind of boat you have and what you use it for (towing water skiers fishing, for example); ask the pros at a propeller shop for recommendations and experiment with different models. Also, make sure your boat can run at wide-open throttle (WOT). If it’s not able to reach WOT—or overruns it—you’re using the wrong propeller and not getting the most bang for your fuel buck.
Check your propeller. A dinged or broken propeller will hurt your fuel economy, so regularly inspect yours and replace it if it’s damaged. And be sure to keep it clean; barnacles and other growth can attach to the propeller and affect fuel economy as well.
Clean your hull. Barnacles or stuck-on grass can also create drag on the hull and make the engine work harder, so keep your hull clear of detritus. Boats in warm places like Florida will probably need to be cleaned weekly, while those in colder waters may be able to go a month or two.
Measure your fuel flow. Install a fuel-flow meter, which can show you in real time how many gallons per hour your engine is burning. “It can really let you dial in to the most efficient speed for your boat,” says Fort. While this device tends to come standard on newer boats, it’s easy to get one installed at a shop.
Upgrade your motor. Newer engines tend to be significantly more efficient. The fuel savings alone might not be enough to justify an upgrade, but if you’re in the market for a new motor, look for a model with better fuel economy.

At The Dock

Ditch extra stuff. Take stock of what’s onboard; additional weight means more drag. Clean out anything you won’t need, from extra anchors to old, unused lines and tools.
Lighten your tanks. Don’t run with a full freshwater or fuel tank unless you absolutely need it. Water weighs eight pounds per gallon, and some boats have freshwater tanks that can hold 100 gallons, so emptying half can add up quickly. Gasoline weighs six pounds per gallon, so if you don’t need a full tank to safely return (you obviously don’t want to worry about getting stranded), lighten your load and bring less.
Avoid excess idling. It’s a common misconception that newer engines need time to warm up. Modern engines are fuel injected, so when you start them, they’re ready to go in a minute or two.

On The Water

Rearrange your passengers. Your boat engine will run most efficiently when the boat’s trimmed, roughly parallel to its at-rest waterline, and it’s not leaning too far to one side or the other. If it’s safe, ask your passengers to move so the weight is evenly distributed—it can make a big difference.
Reduce wind drag. A canvas or bimini top is great for protection from the sun, but you can improve fuel efficiency while underway by taking it down if you can.
Get on plane. Common recreational boats run most efficiently when they’re on plane, so once you’re out of the no-wake zone, get on plane as soon as you can. “Watch your wake,” says Fort. “If you’re digging a big hole, you’re not being efficient.”
Plan a shorter trip. The ultimate trick to saving fuel, of course, is running your engine less. Travel to closer destinations or drop anchor somewhere nearer to home to enjoy your fun afternoon on the water.

Savings add up! Get a fast, free quote on boat insurance from GEICO and see if you could save! Also, BoatUS members can save 10 cents a gallon at BoatUS-cooperating marinas. Visit the Member Service and Discount Locator to see if there’s one in your area.

Read More: How To Launch Your Boat Like A Pro

By Nicole Price Fasig

How To Maintain Your Car’s Sunroof

With the push of a button, a sunroof brings the outside in—and can make your car feel more spacious.

So it’s understandable that sunroofs are growing in popularity. The number of new vehicles sporting this bright feature has increased dramatically over the past few years, and market researchers estimate that demand will jump even more in the next years. Sunroofs are also growing in size, with panoramic versions becoming more common.

And while a sunroof can make driving more pleasurable, it does require regular maintenance, says Pat Goss, a Maryland-based mechanic and co-host of television’s longest-running automotive program. Without attention, your sunroof can be more likely to leak or break down.

Here are Goss’s expert-approved tips on how to help keep that roof over your head working properly.

Clean It Regularly

Regular cleaning of your sunroof is the most effective way to keep it functional. Every time you clean your car, give your sunroof some TLC with these steps:

Open the sunroof and clean the entire visible area, using a vacuum if necessary.
Wipe down all moving parts and the gasket around the roof with a soft cloth, automotive cleaner and toothbrush. Clean the slides and tracks.
Use a small amount of lightweight, heat-resistant grease (such as white lithium) to lubricate all moving parts.
For the glass, consider a cleaner that does not contain ammonia or vinegar. (These chemicals can vaporize in warm weather and cause irritation if inhaled.)

Detail It Annually

Once a year, it’s a good idea to do a deeper detail on your sunroof. (If you live in a dusty climate or drive on dirt roads, you may want to make this a monthly practice.)

First, clean the sunroof as you normally would. Then clear the sunroof trough (just inside the rubber seal) by blowing low-pressure air (no more than 10 psi!) through the drain tubes (at the base of the sunroof seal). Finish the process by inserting a skinny, flexible, non-puncturing wire into a drain tube, twisting the wire clockwise and then counterclockwise while gently pushing it deeper into the tube. Make sure to check the length of your drain tubes; the far ends, usually located under the car near the wheels, can be tempting places for insects to build nests that can block the drains and cause leaks.

Then close the sunroof and pour water over the glass. If it leaks into the passenger compartment, look for cracks or jagged edges along the sunroof seal, and scan the area around the seal for any excessive water pooling or mold. Still leaking? Consider taking your car to a pro for a repair.

Let It Move Freely

If your roof is sticking or seems to be slow, inspect the moving parts (if they are visible) for cracked or stripped gears, or a buildup of dirt and debris. Turn on your car engine and cycle the roof through the open, closed and vent positions to identify the area where the problem occurs. If it runs more smoothly after a couple of cycles, clean everything and then lightly and carefully apply a lightweight, heat-resistant grease to any visible moving parts. If it’s still stuck, says Goss, it could be a malfunction of the circuitry that powers most new sunroofs. Take your car to a qualified sunroof repair shop.

Listen For Common Issues

Popping and scraping noises are generally not good sounds for cars to make; in a sunroof they may indicate parts that need lubricating, slipping gears, or some other mechanical issue. If you notice any of these noises, clean your sunroof and lubricate any visible components. If you’re still hearing them, close the sunroof and take it to a pro for repair. Some drivers have reported hearing popping noises right before their sunroofs shatter; if you hear those sounds, take your car to a qualified repair shop.

Here’s another bright idea for your car: affordable auto insurance from GEICO. Get a fast, free quote today.

By Maridel Reyes

How To Host The Ultimate Backyard Party

When’s the best time to throw a backyard bash? Well, anytime it’s warm and dry enough, of course. While summer clearly serves up the most opportunities for outdoor fun, an unexpectedly warm spring or fall day can also inspire alfresco amusement.

While turning a casual backyard gathering into a smashing success doesn’t require a load of labor, it does mean more than just firing up the BBQ. Here’s how the pros prep for guests by grooming the yard, fixing the menu just right and keeping away the pests.

Prim ’N Trim The Yard

Before setting up tables and chairs, give your yard a mini-makeover, says Seri Kertzner, owner of Little Miss Party Planner in New York City (which, yes, does have plenty of backyards). You don’t need to go overboard by planting all new stuff, she suggests—but give your lawn and hedges a trim. “Removing the overgrowth not only looks great,” she says, “but also helps keep away bugs.” Spruce up your yard with potted plants and flowers for a natural-décor theme. And if you plan on going into the night, place tiki torches near seating areas (keeping a safe distance from anything flammable).

Create Comfort Zones

Keep things casual, recommends Kertzner, by creating “pockets of seating, instead of getting formal with tables and chairs.” Try group blankets and beach towels on the grass or inflated pool floaties around the yard. Open up your indoor living spaces too, so guests can move around easily and mingle. Iffy weather? Consider an outdoor tent to protect your party from unwanted sun or rain.

Pest Control

Citronella candles may be known to help keep bugs away, but mosquitoes aren’t the only pests around. Backyard parties can attract an array of critters, including raccoons, rabbits or even the neighbors’ dog. Help deter those seeking to crash your bash with lots of lighting; and reduce your menu’s luring scents by keeping food platters covered. Dodge unwanted bites by keeping insect-repellent wipes handy—an alternative to spraying guests (or food!) with the bottled kind. (Read more about Natural and Effective Pest-Control Techniques here.)

Cook Up Some Fun

Your menu will likely be the main event. According to Michael Ruhlman, author of the book Grocery: The Buying and Selling of Food in America, hosting an outdoor affair creates opportunities to serve everything from favorite finger foods to high-end grilled meats and veggies. Backyard parties are also a good chance to experiment. If Ruhlman is serving macaroni or potato salad, for example, he may put some jerk paste or chipotles in the mix. “Food should be heavily seasoned, highly spiced,” he says. “And at least one item should be cooking on a grill for the aroma and smoke.” (Check out this Easy Chipotle Guacamole Recipe for a quick crowd-pleaser.)

However, not all dishes require hours of labor with a spatula. To satisfy grazers and keep you out of the kitchen, choose foods you can cook ahead of time and serve up buffet-style. Prep classics like baked beans in a slow cooker, for example, and set out a build-your-own hot dog bar with toasted buns and fixings. On warm days, remember to keep plenty of chilled water on ice, in addition to summer favorites such as soda, beer, wine and fruit cocktails.

When playing host, it’s always best to be prepared for the unexpected. The same goes for your home. Learn more about a homeowners insurance policy from the GEICO Insurance Agency at geico.com.

By Katrina Woznicki

Summer Appetizers 3 Ways In 15 Minutes Or Less

Cucumber Avocado Salad

Servings: 4–6

Ingredients

Vinaigrette

¼ cup olive oil
Juice of 2 limes
½ teaspoon kosher salt
½ teaspoon freshly ground black pepper
½ teaspoon red pepper flakes

Salad

2 English cucumbers, sliced into ¼-inch-thick half-moons
½ avocado, quartered lengthwise and sliced crosswise ¼ inch thick
¼ medium shallot, thinly sliced
2 tablespoons thinly sliced fresh basil
2 tablespoons thinly sliced fresh mint leaves
Red pepper flakes, for garnish
Flaky sea salt, for garnish

Preparation

1. Make the vinaigrette: In a small bowl, whisk together the olive oil, lime juice, kosher salt, black pepper, and red pepper flakes until emulsified.

2. Assemble the salad: Arrange half of the cucumbers in an even layer on a serving platter. Top with the avocado slices, filling in any empty spaces. Top with the remaining cucumbers, allowing some of the avocado to peek through.

3. Drizzle the vinaigrette over the cucumber and avocado. Top with the shallot, basil, mint, red pepper flakes, and flaky sea salt.

4. Serve immediately.

Corn Salsa

Servings: 4–6

Ingredients

3 cups canned or frozen corn kernels, drained or thawed
½ cup halved cherry tomatoes
1 cup diced red bell pepper
1 cup jalapeño, seeded and diced
⅓ cup finely diced red onion
2 large garlic cloves, grated
⅓ cup chopped fresh cilantro
Juice of 2 limes
2 tablespoons olive oil
2 teaspoons kosher salt
2 teaspoons freshly ground black pepper
½ teaspoon red pepper flakes
½ teaspoon ground cumin
Tortilla chips, for serving

Preparation

1. In a large bowl, toss together the corn, tomatoes, red bell pepper, jalapeño, red onion, garlic, and cilantro until combined.

2. Add the lime juice, olive oil, salt, black pepper, red pepper flakes, and cumin and toss until the vegetables are well-coated.

3. Serve immediately, or cover and refrigerate for up to 2 hours. Serve with tortilla chips alongside.

Caprese Stacks

Servings: 4–6

Ingredients

¾ cup balsamic vinegar
16 ½-inch-thick round slices of heirloom tomatoes
Flaky sea salt, for sprinkling
½ cup basil pesto
16 ½-inch-thick round slices of fresh mozzarella cheese
16 fresh basil leaves
Olive oil, for drizzling

Preparation

1. Add the balsamic vinegar to a small saucepan. Bring to a simmer over medium heat and cook until thickened, 5–6 minutes.

2. Arrange half of the heirloom tomato slices on a serving platter. Sprinkle with flaky salt, then spread ½ tablespoon of pesto over each tomato. Top each tomato with a slice of mozzarella, then drizzle with olive oil and the reduced balsamic, and finish each stack with a basil leaf. Repeat to make another layer on top of the first with the remaining ingredients, then sprinkle with flaky salt and drizzle with any remaining balsamic.

3. Serve immediately, or cover and refrigerate for up to 2 hours.

5 Ways To Increase Your Home’s Curb Appeal

Simple house exterior with tile roof. Front porch with curb appeal

When it comes to selling your home, first impressions can make or break a sale. Luckily, getting prospective buyers to notice your house doesn’t have to cost a small fortune. Karli Younger, a licensed realtor with Virginia Properties, suggests five key projects (ranging from $30 to $600) that could raise your home’s appraisal value—and give your home a pleasant face-lift.

Upgrade Your Front Door

If your door is old or in disrepair, consider replacing it. But if it is in good shape, repainting can be just as effective for upping curb appeal—and far less expensive. “Cost is minimal, less than $100 if you do it yourself,” she says.

Choose a color that compliments your facade. “Bold and bright hues, such as turquoise and cobalt, are attention-grabbing and very popular now,” says Younger. “But a charcoal black door will always appeal to the masses.”

Shed Light On Your Property

Exterior lighting makes a home look regal at night. But path lights, flood lights and lampposts also have a safety side benefit: they increase visibility and beef up your home’s security.

“New front door sconces and a few lamp posts can be done relatively inexpensively, around a few hundred dollars,” says Younger. Depending on the fixture, lighting can also be easy to install. Consider solar-powered path lights, which cost around $30 to $50 each. Simply stick these into the ground in a sunny spot—no wiring necessary.

De-Grime Your Driveway

Even your driveway can make a style statement. If you can’t afford brick or cobblestone pavers, just have your asphalt or concrete driveway cleaned and sealed, says Younger. It will only set you back about $400 to $600 but makes a big visual impact.

Over time, dirt, and the dust can also make other surfaces on your home dingy. “Spend the extra couple hundred of dollars to have your house, walkway and front porch pressure washed, too,” says Younger.

Satisfying Pressure Washing in 15 Minutes or Less

Materials:

– Area to clean
– Closed-toe shoes or boots
– Power washer
– Round washer attachment
– Cleaning solution (if desired)

Instructions/Tips:

1. Make sure area to be cleaned is clear of large items.

2. While wearing boots and other desired safety equipment, use light pressure to wet the surface to be cleaned.

3. To avoid lines when cleaning the ground, get a circular attachment. This helps avoid streaks.

4. Use even strokes and pressure going from one area to another to clean the space.

5. Let dry before moving back any large items.

Get Your Green Thumb On

A lush lawn is the holy grail of curb appeal, but you can cover a lot of ground with a mower and a container garden. Younger suggests adding a few fresh potted plants to your porch or front entry as well as planting seasonal flowers in the ground or in a window box.

It’s also important to regularly trim shrubs and mow and edge the yard, for an overall fresh look. (Check out these 7 easy ways to keep your lawn greener.)

Wash Your Windows

Sparkling, streak-free windows can brighten up exteriors, even on a cloudy day. All it takes, says Younger, is a little bit of cleanser and elbow grease.

Remember that an eye-catching exterior will make potential buyers want to see what’s inside. No one has to know that you didn’t spend a lot to make your home the belle of the block.

Now that you’ve invested time and money into your home’s curb appeal, protect your investment by getting a quote on homeowners insurance.

By Danielle Blundell

Next article: 5 Wow-Worthy Outdoor Kitchen Upgrades

8 Steps For Picking The Right Moving Company

Whether you’re going across town or across the country, moving is stressful. Not only are you changing your life, but you’re also entrusting strangers to safely transport your possessions. How can you help ensure that the moving company you choose has a solid reputation—and won’t rip you off? Here’s what the U.S. Department of Transportation (DoT) recommends.

1. Check Up On Them

If you’re moving out of state, start with the database of moving companies listed with the DoT’s Federal Motor Carrier Safety Administration (FMCSA). Ensure that the one you’re considering is registered and has a license number, and see if anyone’s filed recent complaints against them. You can also check a company’s complaint history with consumer agencies. Reading online reviews can give you more insights as well.

2. Watch For Red Flags

There are plenty of warning signs that you may not be dealing with a professional moving company, such as:

The company’s website has no local address.
They answer the phone in a generic way (such as “Hello, movers”).
You’re told that charges will be determined on the day of the move.
You’re asked to sign incomplete or blank documents.
Their trucks are unmarked.

3. Do A Walk-Through

If the company doesn’t offer or won’t consent to an onsite inspection of your home and the stuff to be moved, that’s a big red flag. Insist that they do a thorough walk-through of your home to determine the size and scope of the move before giving you an estimated price. Be sure to point out any high-value items, which could affect the price.

4. Get Estimates In Writing

You should get at least three different cost estimates, in writing, for the move and any other services, like storage. Also ask what kind of estimate they offer. A binding estimate guarantees the price, as long as you don’t add more items or request additional services (and assuming there aren’t “unforeseen circumstances,” like stairs or parking permits). A nonbinding estimate is based partly on the final weight of your stuff. While it doesn’t lock down the price, the movers are not allowed to go higher than 10 percent over this estimate at time of delivery.

5. Make Sure They’re Insured

All moving companies, whether local or part of a national network, should be insured—if you’re looking at one that’s not, then walk away. Before you agree to any of their insurance, though, check to see what your homeowners or renters insurance will cover. Then ask how the movers can insure your stuff. Full Value Protection means that if something is lost, destroyed or damaged during the move, it will be repaired to, or replaced or repaid at, full value. (Check to make sure none of your valuable items are excluded.) Released Value Protection reimburses no more than 60 cents per pound.

6. Ask For References

You wouldn’t hire an employee without checking references; don’t hire a moving company without first hearing what others say about them. If the company doesn’t want to give you references, use another one.

7. Discuss Payment

Does the company accept only cash? Do they require a large deposit? These are huge red flags. To help protect yourself, consider using your credit card to pay for the move; that way, you’ll be able to contest the charge should something go wrong.

8. Figure Out Logistics Early

Get as many details as you can, like the arrival time on moving day and when your stuff will be delivered. That information should be included in the Order for Service, a document the mover is required to give you before the move takes place. Also, it can’t hurt to ask for your driver’s phone number in case of last-minute issues.

Get a move on big savings with a homeowners or renters policy through the GEICO Insurance Agency. Get a fast, free quote. Already a policyholder? Be sure to update your homeowners or renters policy for your new address.

Read more: How To Save Big On Your Next Move

By Ellise Pierce

5 Tips For Safe Watersports Towing

Boating season means endless days filled with waterskiing, wakeboarding and tubing.

Of course, these fast-moving sports come with a degree of risk: The Coast Guard reported more than 400 boating accidents in 2020 in which the vessel was involved in towed watersports.

But a few simple precautions can help you reduce that risk. We asked Ted Sensenbrenner, Assistant Director of Boating Safety Programs for the BoatUS Foundation, for his tips on how boat drivers and watersports participants can stay safe during towing.

Get The Right Gear

Before you even leave the dock, be sure to choose the right life jacket for each participant. Not only will the jacket keep you afloat, but in many states it’s required by law.

Towropes should be synthetic, made of either nylon or a high-strength, low-stretch fiber. Each kind has a specific watersports recommendation: For waterskiing and wakeboarding, use a thin rope around 75 feet long; tubing with multiple people requires a thicker rope that’s 50–60 feet. In between uses, rinse the equipment in fresh water and store it to avoid exposure to salt water and sun. Make sure the rope is dry to avoid rot.

Here’s what else to pack for a day on the water.

Make A Plan

Once you’re being towed behind a speeding boat with a roaring engine, it’s hard for those in the boat to hear you. Agree in advance on a series of hand signals so everyone is clear when the person being towed wants to start, stop, slow down or speed up.

Also, have an adult on board to act as a spotter during towing: Nearly every state requires one. The spotter is responsible for watching the skiers or wakeboarders at all times and communicating to the driver if they give a hand signal or go down, as well as if any boat traffic is coming up from behind.

Enter And Exit The Water Properly

Before anyone exits or reboards the boat, it’s crucial that the engine is turned off. This eliminates any danger of a moving propeller and makes it easier to communicate with the person in the water. It also reduces the danger of exposure to carbon monoxide—the odorless, colorless gas that can accumulate behind the boat when the engine is running and cause illness.

Start Slow

The person being towed should be in the water, facing forward, with no slack in the rope, and they should signal to the spotter that they’re ready. Once the spotter relays the message, the driver should ease—not jerk—the participant out of the water. Skiers will need a little more throttle to get them going; wakeboarders will need less, and tubers even less. The operator should use gentle throttle adjustments, and the spotter will communicate whether they need more or less speed.

Once you get going, be aware that while there aren’t established rules for safe speeds, there are guidelines largely accepted by the watersports community: 20 mph or less for tubing; 18–22 mph for wakeboarding; and 25–36 mph for waterskiing.

Drive Safely

The driver should always be looking ahead and focused on watching for other boat traffic. “It’s really important that the operator not be distracted, especially by the other people on board,” Sensenbrenner says. “That may sound obvious, but there’s a lot of excitement onboard boats like this.”

Drivers should also be aware that water-skiers or tubers can almost double in speed when the boat makes a tight turn; this can be a thrill for the participant, but it’s also potentially dangerous if they aren’t prepared to speed up or go outside the boat’s wake. Use hand signals to communicate.

When the person being towed is ready to get out of the water, it’s on the driver to retrieve them safely. Reduce the throttle, look before you turn, and bring the boat up alongside the person in the water on the driver’s side (if it’s not a center console). Turn the engine off as soon as you’re in position. The driver needs to actually see that a skier is safely aboard and shouldn’t rely on passengers for this important information.

Drivers are also responsible for knowing the body of water—from water depths to rock outcroppings and shoreline features—and for keeping participants away from any dangers by at least double the length of the towrope. If you’re at an unfamiliar location, ask someone at the dock about local conditions—along with any other potential concerns, like no-wake zones or wind funnels. “If you know what the forecast is going to be and you have a local pointing out conditions, that takes some of the guessing out of it,” Sensenbrenner says. “And you’re going to have that much better of a day on the water.”

Now that you know how to protect yourself on the water, help protect your boat by getting a boat insurance quote at geico.com.

By Nicole Price Fasig

How To Launch Your Boat Like A Pro

The scene at the boat launch can be intimidating. You’re lined up with a bunch of boaters, and when it’s your turn, you may feel pressured to get in and out—quickly. But launching your boat doesn’t have to be stressful, says Ted Sensenbrenner, Assistant Director of Boating Safety Programs for the BoatU.S. Foundation. Just follow his tips to master this maneuver.

Take A Test Drive

“Launching your boat should be as smooth as getting in and out of an elevator,” says Sensenbrenner. But boaters backing into the loading area too fast can end up with their trailer getting jackknifed or going off course. A little practice can help you avoid those situations by giving you a feel for how your trailer handles. “Whenever possible, practice backing your trailer in an empty place, like a parking lot,” Sensenbrenner says. “That will save you some embarrassment and time later.”

Prepare For Launch

“Good ramp etiquette says that you should have your boat ready to go before you get on the ramp,” Sensenbrenner says. So once you’ve arrived at your launch location, park out of the way and get organized. Here’s how.

Load all your supplies onto the boat—including coolers, fishing equipment, water skis, life jackets, and other things you might need for a day on the water—and stow them properly so they won’t blow away or slide around.
Make sure you have the boat keys.
Ensure that the battery is switched on and the fuel tank is connected so you can start your boat once it’s in the water.
Attach the fenders, affix the lines you need for launch (including bow and stern lines), and remove all of the boat’s tie-down straps used on the way there except the winch and safety chain.
Check that the stern plug is in place. (The last thing you want is to have your boat taking on water as you’re backing it down the ramp.)

Get In The Water

When it’s your turn to enter the ramp, here’s what to do:

Back your trailer down in a straight line until its wheels just reach the edge of the water. (A helper should signal this to you.) The back of your boat should now be floating free. If it’s not, continue backing down the ramp until it does.
Be careful not to back down too far. If the tow vehicle’s drive wheels are submerged, you run the risk of getting stuck.
Once the back third of the boat begins to float, place the vehicle in park and put on the parking brake. Walk around to the bow of the boat (or have a helper do it) and release the remaining two bow connections so the boat can float free. If it doesn’t, the driver can back a little farther down the ramp and the helper can tug on the bow and stern lines to help free it if necessary.
Once the boat is clear of the trailer, your helper can walk the boat back with the lines and tie it up to the dock while you park the car.

The only reason your car should be on the ramp is for loading or unloading; don’t linger or block anyone—and never leave your vehicle unattended. Boaters are sticklers for ramp etiquette, but they’re also happy to pitch in if you need help. “A little bit of etiquette goes a long way,” Sensenbrenner says. “If you’re prepared and efficient and ask for help when you need it, everyone’s day goes a lot better.”

Sail into savings with affordable boat insurance from GEICO and stress less with 24-hour dispatch towing service through TowBoatU.S.

By Nicole Price Fasig

Car Air-Conditioning: How To Maximize The Cool

Your car’s air-conditioning system has one job—to keep you cool. But during a summer scorcher, it may seem like it’s barely up to the task. And even at those times, it’s eating up gas: The EPA estimates that using A/C in very hot conditions can reduce fuel economy by as much as 25 percent for a conventional vehicle. (It also zaps battery life in electrics and hybrids.)

Here’s why: Whenever you flip the switch, the system pulls in air from either the cabin or outdoors, extracts the heat and moisture from it, and pushes it out through vents. And the heart of this system is a compressor, which draws energy from the engine. So whenever you’re using the A/C, the engine has to work harder—and you burn more fuel.

But a few easy tips can help you save gas—and money—while making you feel cooler faster. Here’s what the pros recommend.

Park Smart

A car’s A/C system can only reduce the cabin temperature by approximately 40 degrees on average, says Jill Trotta, head of industry advocacy and sales for RepairPal. (Though of course, the longer you drive, the cooler the air will become.) If you park in a shady spot, the interior will start out cooler and the A/C will have less work to do. If the cabin is warm, roll down the windows and let the hot air escape before you rev up the A/C.

Set It To Recirculate

“Recirculation is probably the best way to maximize the A/C,” says Trotta. The benefit of recirculation is that the A/C system is pulling air only from within the cabin. So if it’s roasting outside but you already have the cabin down to a pleasant 72 degrees, the A/C will have to chill only that cooler air within the car. You’ll save on gas, too: Once the interior reaches the set temperature, the A/C compressor will turn off, reducing the load on the engine.

Skip Pre-Cooling

It may be more comfortable to cool your car before you’re underway, but running the A/C when the car’s not moving is highly inefficient. “Air conditioning will perform optimally when there’s airflow, like when you’re driving down the road,” says Timothy Hatcher, director of technical operations for the Automotive Maintenance & Repair Association. So wait until you’re already cruising before you turn it on. In an electric or hybrid, pre-cooling reduces the battery life, so either avoid the practice or stay plugged into the charger when you do it.

Change Your Cabin Air Filters On Schedule

The cabin air filters remove dirt and dust from the air that comes out of the vents. When a filter gets dirty, it restricts the air trying to pass through, says Hatcher. So replace the cabin air filters according to the schedule in your owner’s manual, which is probably every year or two, or every 15,000–20,000 miles.

Don’t Ignore Leaks

The biggest misconception about A/C systems, says Hatcher, is that if they’re low on refrigerant, you just need to add more (a process called recharging). But the system is sealed; nothing should be going in or out. “Adding refrigerant isn’t normal, and it isn’t maintenance,” says Hatcher. “It’s an indication of some other issue.” If yours is low, visit a professional certified in air-conditioning maintenance and repair to check it out.

Another way to keep your cool (and peace of mind)? Download the GEICO Mobile app for help at your fingertips—from roadside assistance to help finding your car and more!

Read more: Check out these other smart ways to get better gas mileage.

By Julie Anne Russell

12 Tips For Moving With Your Pet

little boy with dog surrounded by moving boxes

Download a printable checklist for moving with your dog or cat.

Moving is a disruptive process for everyone—and that includes our furry friends. Whether the move is down the block or across the country, it can stress a pet out or even trigger behavioral issues. “After being weaned, moving is the second-biggest stressor in a pet’s life,” says Dr. Carol Osborne, D.V.M., an integrative veterinarian at Ohio’s Chagrin Falls Veterinary Center and Pet Clinic. “Their entire world is turned upside down.”

But there are simple ways to ease your four-legged companion’s anxiety. Follow these expert-approved strategies to make the transition easier for you and your pet pals.

Before The Move

Know The Rules

You’ll probably need specific documents for travel, especially if you’re crossing state lines or flying with your pet. A certificate of veterinary inspection is often required when you move to a new state; some counties and states even require a quarantine. Find each state’s requirements on the USDA’s site.

Schedule A Vet Visit

Get copies of your pet’s health records, says Dr. Judy Morgan, D.V.M., an integrative veterinarian at Clayton and Churchtown Veterinary Associates in New Jersey. Also, ask about motion-sickness prevention or sedatives, refill any prescriptions, update their vaccinations, and ask for a vet recommendation in your new town.

Update Your Records

Tell your pet insurance company that you’re planning to move and the date when the coverage should be transferred to your new address. (Don’t have pet insurance? Get a fast, free quote through the GEICO Insurance Agency to protect your pal.) If your pet is micro-chipped, call the company or update your address online. No chip? This is a good time to consider one, since pets may get loose during the chaos of moving.

Ease Them Into The Idea

Well before moving day, get cats accustomed to being in a carrier and dogs comfortable in a crate or carrier by putting a blanket or food inside and leaving the door open, says Morgan; once your pet gets used to going in, you can close the door. Osborne recommends taking short drives with your pet and associating something positive with each trip, like playtime or a treat. Also, put all packed boxes in one area; leave as much of the home as possible in a normal state for as long as you can, suggests Osborne.

During The Move

Keep Them Out Of The Fray

On moving day, consider boarding skittish pets or keeping them in a safe, enclosed area, like the bathroom. Cats and other small animals should be in hard-sided carriers, and dogs should be in one room or the backyard, says Osborne. When you’re ready to go, the Humane Society of the United States (HSUS) says pets should always be secured in the back seat.

Ride Right

Bring your pet’s favorite food, treats, water, a pet first-aid kit, a disposable litter box or pet pads, and towels. And monitor their behavior closely in the car. The ASPCA recommends covering the carrier with a sheet for the first few hours; remove it when your pet becomes more relaxed. (Find more smart strategies on keeping your dog safe while driving.)

Soothe With Scents

During the drive, give your pet an article of clothing you’ve recently worn—your smell naturally calms their nerves, says Osborne. For cats, you can also try a few drops of catnip essential oil on a cotton ball; this can instantly chill Mittens out. Dog-appeasing pheromones can help relax Rover. And consider anti-anxiety herbs and flower essences, says Morgan: “They’re safe, they smell nice, and they take the edge off.”

Stop—A Lot

Stop every three to six hours so you can get out of the car with your pet, use the bathroom, and give them water. “An exercised pet is a tired, well-behaved pet,” says Osborne. If you have to stop somewhere overnight, book a pet-friendly hotel.

If You Fly

HSUS recommends you weigh all the risks of flying with your pet. If you must fly, HSUS suggests the following:

Fly direct.
Be on the same flight as your pet.
Try not to ship pets in the cargo hold (brachycephalic animals, like bulldogs and Persian cats, should never go in the cargo hold).
Avoid busy periods (like holiday weekends), when pets are more likely to experience rough handling.

After The Move

Pet-Proof The Place

Before you let Fido and Fluffy into their new home, do a sweep to make sure doors close and latch easily; keep an eye out for any exposed wires; and, for cats, look for possible hiding areas, says Morgan. (Learn how to pet-proof your place in a weekend.)

Make Them Feel At Home

Ease your pet into the new place by making it a little like their old one. Put their familiar objects—bowls, litter boxes, scratching posts—in the areas they’re used to. Set up a special room with their (unwashed) blankets from their old home. “A pet’s life goes through the nose,” says Osborne. “Those familiar smells help them relax and feel more comfortable in their new surroundings.”

Do A Walk-Through With Them

For cats, place a litter box on each level of a multistory home, says Morgan, and show them where you’ve put them. For dogs, if there are rooms they’re not allowed to go into, start training right away by having them sit and wait outside the room, Morgan says. Also, spend extra time on walks to help dogs get used to the new neighborhood, suggests Osborne. “All pets are going to need a little time to acclimate,” she says. “Most can do it nicely, but be patient, especially with younger and senior pets.”

Before your big move, be sure your furry best friend is protected with affordable pet insurance, including dog insurance or cat insurance, through the GEICO Insurance Agency.

Read More: Need to hire a new dog walker? Here are 5 questions to ask.

By Maridel Reyes

Illustration by Sam Island

15 Summer Picnic Tips

Keep ants off your pants and yums in your tums with these 15 summer picnic tips from our friends at Goodful.

Bring a tarp or waterproof canvas to put under your picnic blanket so wet grass doesn’t seep through.
Wear a wide brim hat to protect yourself from the sun.
Wear and reapply sunscreen regularly.
Bring bug spray to keep pesky bugs away.
Bring mesh screens and covers for dishes to keep flies and other critters off food.
Instead of the hard-to-carry picnic basket, instead bring large canvas totes.
Instead of disposable dishware and cutlery, opt for reusable items such as bamboo or enamelware.
Choose foods that travel well like hearty crudites, nuts, and grain-based salads.
Use reusable plastic containers or even beeswax wrappers, and twine for a lightweight and waste-free option to carry foods.
Bring a large cutting board to act as a table for drinks and small bites.
Bring an additional sack or trash bag to tote away dirty dishes and other items.
Bring something to do like a card game or board game to pass the time.
Partially freeze water bottles to keep cold foods cold and then drink them as they melt.
Premake a large batch of iced tea or lemonade and bring in a large jar for easy toting.
Bring small pillows to sit on or lie down with for additional comfort.

11 Of The Most Fuel-Efficient New Cars For Sale Now

We’ve all been there. The little gas light on your dashboard goes on and, a few minutes later, you’re standing next to a gas pump. Out in the rain or heat or cold. Watching those gallons (and dollars) click by. And click by. As you fill your tank.

With gas prices going up, if you’re like many car owners, maybe you, too, have been thinking about trading up for a more fuel-efficient car. Not sure what are some of the most fuel-efficient new cars on sale right now? GEICO is here to help!

Because whether you’re thinking of a new hybrid, or looking at a traditional gas-only vehicle, you’re in luck. The good news is that, due to new regulations and consumer demand, automakers are working hard to develop new cars with great fuel mileage.

The best part is that to get that great fuel economy, you don’t have to buy a stripped-down econobox anymore, either.

Gas Or Hybrid Cars – What’s The Difference?

So what’s the difference between a gas-only car and a hybrid? We’ve made it easy for you.

Gas-Only Cars

Whether they run off of unleaded gasoline or diesel, gas-only cars make up the vast majority of vehicles on the road today. These cars and trucks rely only on a fuel-powered, internal combustion engine to make them move. You fill up the gas tank, turn the key, and the car will run until the tank’s empty.

While hybrids and electric cars are getting a lot of the hype these days, there are a lot of great advantages to owning a gas-only car.

Advantages:

Cheaper initial purchase price. Frequently, gas-only cars have a lower sticker price than their hybrid or fully-electric variants.
Fill it up easily when it’s empty. With a gas-only car, refilling that gas tank is as easy as getting to a nearby gas station.
Can be repaired anywhere. Any conventionally trained mechanic should be able to fix the car without needing specialized training or tools.
Drives like a normal car. Just press the gas pedal and go. However, some gas-only cars feature automatic shut-off systems when the car is stopped (like at a traffic light) as well as temporary cylinder deactivation to help improve fuel economy. These systems won’t hurt your car, but do take some getting used to.

So what are some of the disadvantages of a gas-only vehicle?

Disadvantages:

Higher emissions. Because gas-only cars depend on their fossil-fuel-burning engines to move the car, they have a slightly higher amount of emissions than hybrid cars that use a battery and electric motors in certain situations.
Not as fuel efficient as hybrids. With the rising cost of gasoline, you’ll be spending more at the pump, and filling your gas tank more frequently than your hybrid-driving neighbor, increasing your cost per mile.

Hybrid Cars

Hybrid vehicles have actually been around for almost 100 years. However, it wasn’t until the Toyota Prius in 1997 and the Honda Insight in 1999 that hybrid cars became widely available and trusted by buyers.

So what makes a car a hybrid? Hybrid cars are often powered primarily by a conventional gasoline engine. This engine not only moves the car, but also generates electricity that is stored in batteries within the car. Additional electricity is also generated by special brakes on the cars.

At lower speeds, this electricity is used to power an electric motor. The car simply turns off when stopped, then the electric motor moves the car while in stop-and-go traffic, for example. Once the car reaches a certain speed, the gasoline engine turns on and moves the car. In some cases (like sports cars), hybrid powertrains are used to supplement the gasoline engine for increased performance.

So what advantages do hybrid vehicles offer?

Advantages:

Superior fuel economy. Because the gasoline engine is not used as frequently, fuel mileage on hybrid cars is greatly improved over gas-only vehicles.
Gas stations everywhere. Like gas-only cars, hybrids also run off of gasoline, so they can be refueled almost anywhere, and don’t need to be plugged in like electric cars do.
Long range between fill ups. With the extra fuel economy of hybrids, you can travel further before you’ll need to stop at a gas station.

What are some of the disadvantages of owning a hybrid car?

Disadvantages:

Higher initial purchase price. Hybrid cars are typically more expensive than their gas-only counterparts due to the cost of technology like the electric motors and batteries.
Driving feel is different. With features like the engine shut off when stopped, the sensation may take some time to adjust to. Additionally, regenerative braking (used to recharge the batteries) often feels different that conventional brakes you’ve used before.
Expensive/complex to repair. Because of the additional hardware found in hybrid cars, they frequently require specialized tools and training for mechanics, often requiring owners to have their dealer make the repairs. Certain parts, like battery packs, can be expensive to replace if they break down.
Smaller interior space. Many hybrids have slightly smaller interiors because of the addition of on-board battery packs. These are often placed under the floor of the car, but parts of the hybrid system may also take up some trunk space, too.

What Are The Most Fuel-Efficient New Cars?

Now that you know the difference between the two, which is right for you? Whether you are looking for a gas-only car, or a new hybrid car, you have some great choices. Here are 11 new cars available for sale in the United States (as of 2022) that offer some of the best fuel economy. We’ve even broken them down between hybrid and gas only models.

Gasoline only models:

Mitsubishi Mirage: 36 city/43 highway
Hyundai Elantra: 33 city/43 highway
Honda Civic: 31 city/40 highway
Kia Rio: 33 city/41 highway
Toyota Corolla Hatchback: 32 city/41 highway

Hybrid models:

Hyundai Ioniq: 58 city/60 highway
Toyota Prius: 58 city/53 highway
Hyundai Elantra Hybrid: 53 city/56 highway
Honda Insight: 55 city/49 highway
Toyota Corolla Hybrid: 53 city/52 highway

SOURCES:

https://www.consumerreports.org/fuel-economy-efficiency/the-most-fuel-efficient-cars-best-mpg-a1198903400/

https://www.cars.com/articles/what-are-the-most-fuel-efficient-cars-for-2022-447856/

4 Things That Could Affect The Cost Of Insuring A New Car

When you’re out shopping for new car, what are some of the things you look for? Sure, it has to look great. Certain colors are probably at the top of your list. You love things like safety ratings, maybe a great stereo. Of course, you’re also seeing all those add up on the price posted to the window sticker.

Ah yes – the window sticker. The white sheet of paper that shows things like the fuel mileage, and all the fun things included in the car. It all adds up to that bottom line – but what’s the one critical thing that’s not on there?

The cost to insure the car.

It’s one thing that can catch you completely off-guard. What you may think is a cheap car to insure could turn out to be more expensive than you thought. Or, depending on your mileage and usage, the insurance could be even cheaper than you’d expect.

Before you fall in love with the color, or the huge touch-screen in the dashboard, here are some things to consider, when shopping for a new car, that could make the difference from one car to another.

How Is Car Insurance Calculated?

A lot of people will tell you owning a car that’s painted red will drive up your insurance cost. While some specialty car paints can cost more than most cars, car color doesn’t typically affect your price for insurance. There are actually a number of factors that could make a difference when you upgrade to a new car. Here are four of them you may be surprised to find out.

1. Where Your Car Is Parked

While your old car maybe wouldn’t have gotten a second glance from anyone, your shiny new car could cause some unwanted attention – and not just from envious neighbors. Some zip codes have higher rate of car thefts and vandalism, even if it’s not on your street. Nationally, the most-stolen vehicles these days are full size Ford and Chevy pickup trucks. So if you have your eye on one, there’s a chance that your insurance could go up once you’ve signed on the bottom line.

2. Garage – Or Not

Insurance companies LOVE a garage. Not only does it keep you and your car dry on rainy days, but it also means your car is more protected than if it was on the street on in your driveway. Not only will a garage deter thieves, but it helps keep your car from getting damaged by hail, falling branches, and even the sun. So when you’re shopping for a new car, make sure it fits in your garage – and be sure to tell your insurance company, too.

3. How Much You Drive

Upgrading to a new car can mean plenty of benefits over your old car. Not only could you get better fuel economy with the newer car, but if you haven’t called your insurance company to adjust your daily mileage, you should. Have you changed to a remote position working from home? Do you only have to go to the office a couple days here and there? Believe it or not, a change in your work schedule could help you save on car insurance – and gas!

4. New Car Safety Features

When it comes to safety features, cars are advancing quickly. Just a few years ago, only expensive, high-end cars had features like backup cameras and blind spot monitoring devices that are common on many brand new cars today. In addition to crash avoidance, cars are being built even stronger and safer, and cars with a higher safety rating could actually lower what you pay for insurance.

What Can YOU Do To Lower The Cost Of Your Insurance?

While we can’t tell you which cars are the cheapest for you to insure, the best advice we can give you is to do your research before purchasing a new car. Find one that fits both your budget and has all the features you’re looking for. If you have a specific car in mind, get a fast, no-obligation car insurance quote before you sign on the bottom line.

Summer Salads 3 Ways In 15 Minutes Or Less

Sun’s out, salads out! Making these summer salads for a quick and healthy meal couldn’t be easier.

Peach and Heirloom Tomato Salad

Servings: 2–4

Ingredients

Toasted Bread Cubes

1 tablespoon olive oil
2 cups French bread, cut into 1-inch cubes
¼ teaspoon kosher salt
Balsamic Vinaigrette
2 tablespoons olive oil
1 tablespoon balsamic vinegar
¼ teaspoon honey
¼ teaspoon crushed garlic
¼ teaspoon kosher salt

Salad

3 large heirloom tomatoes, sliced into ¼-inch-thick half-moons
3 peaches, pitted and sliced into ¼-inch-thick half-moons
¼ cup torn fresh basil leaves
¼ teaspoon freshly ground black pepper

Preparation

1. Toast the bread cubes: Heat the olive oil in a medium nonstick skillet over medium-high heat. Add the bread and season with the salt. Toast, tossing occasionally, until the bread cubes are browned on most sides, 5–7 minutes. Remove the pan from the heat and set aside until ready to assemble the salad.

2. Make the balsamic vinaigrette: In a small bowl, whisk together the olive oil, balsamic vinegar, honey, garlic, and salt until emulsified.

3. Assemble the salad: On a round serving platter, fan out alternating tomato and peach slices in a ring around the outside of the plate. Pile the toasted bread cubes in the center of the ring, then drizzle everything with vinaigrette. Garnish with the basil and black pepper.

4. Serve immediately.

Blackberry Goat Cheese and Arugula Salad

Servings: 2–4

Ingredients

Honey Mustard Dressing

2 tablespoons whole grain mustard
2 tablespoons honey
3 tablespoons apple cider vinegar
½ cup olive oil
1 tablespoon lemon juice

Salad

12 ounces arugula
¼ cup chopped pistachios
4 ounces goat cheese, crumbled
1½ cups fresh blackberries
½ cup cucumber, thinly sliced into half-moons

Preparation

1. Make the honey mustard dressing: Add the mustard, honey, apple cider vinegar, olive oil, and lemon juice to a medium jar. Secure the lid and shake vigorously for 1 minute, or until the mixture is smooth and emulsified.

2. Assemble the salad: Pile the arugula on a serving plate and scatter the pistachios, goat cheese, blackberries, and sliced cucumber on top. Drizzle with the dressing.

3. Serve immediately.

Watermelon Feta Salad

Servings: 2–4

Ingredients

Watermelon-Feta Skewers

2 cups watermelon, cut into 1-inch cubes
2 cups feta, cut into 1-inch cubes
2 to 3 tablespoons olive oil

Lemon Pepper Vinaigrette

¼ cup lemon juice
1 small garlic clove, minced
½ teaspoon freshly ground black pepper
¼ cup olive oil
1 teaspoon agave nectar
¼ teaspoon kosher salt

Salad

12 ounces mixed greens
½ cup thinly sliced red onion
1 medium avocado, pitted, peeled, and thinly sliced
¼ cup fresh mint leaves

Special Equipment

6 10-inch wooden skewers

Preparation

1. Make the watermelon-feta skewers: Pat the watermelon and feta cubes dry, then thread onto skewers in alternating order. Brush the skewers on all sides with the olive oil.

2. Preheat a grill pan over high heat. When very hot, place the skewers on the grill and cook for 45–60 seconds per side, until each side has charred grill marks. Remove the skewers from the grill.

3. Make the lemon pepper vinaigrette: In a large bowl, whisk together the lemon juice, garlic, black pepper, olive oil, agave, and salt until emulsified.

4. Assemble the salad: Add the greens and onion to the bowl with the dressing and toss until coated.

5. Transfer the tossed greens to a serving platter and top with the avocado and watermelon-feta skewers. Garnish with the mint leaves.

6. Serve immediately.

Planning a big summer shindig? Get the protection you need with event insurance through the GEICO Insurance Agency.

Top 7 Most Scenic Drives In The U.S.

If you’re tired of looking at brake lights and buildings, clear your mind with a drive on one of our favorite scenic roads. These unforgettable routes take you around mountains, along the coast and through national parks. No one will ask, “Are we there yet?” when the drive is the main event. Fill up the tank, bring your camera, and check out these stunning drives.

Overseas Highway – Florida

This 113–mile series of bridges and roads was originally intended to be part of the Florida East Coast Railway, before a hurricane destroyed much of the track. It was restored for vehicle traffic, and the Seven Mile Bridge gives you some of the most unique views of the water you’ll find from a car.

Historic Columbia River Highway – Oregon

This drive offers year-round views of the Columbia River Gorge has a history dating back to the Oregon Trail. Be sure to stop at Vista House — a historic rest stop that doubles as a memorial to Oregon Trail pioneers.

Pacific Coast Highway – California

Also known as Highway 1, the Pacific Coast Highway runs along the edge of sharp cliffs and coastlines, so drivers must stay alert. As one of the most scenic highways in the world, you’ll want to allow extra time to safely pull over and enjoy the vista.

Blue Ridge Parkway – Virginia to North Carolina

It’s one of the best places to watch the seasons change in spring and fall. This leisurely drive features visitor centers, lookouts, and camping areas, so be sure to allot plenty of time to experience it all.

Going-to-the-Sun Road – Montana

The 50–mile drive across Montana’s Glacier National Park was built specifically to traverse the park. The road is only open from June through early fall because of heavy snow in the winter. The road crosses the Continental Divide at Logan Pass, which is 6,646 feet high.

Route 163 through Monument Valley – Utah

This 45-mile scenic byway near the Arizona border takes you through the majestic natural rock formations known as Monument Valley. Side trips and photo ops abound, so plan plenty of time to stop and take in the sights.

Highway 61 along Lake Superior – Minnesota

Enjoy views of natural forests and granite cliffs over the lake. It’s part of the Lake Superior Circle Tour that runs through Minnesota, Ontario, Michigan and Wisconsin.

Whether you take in these sights by car, RV or motorcycle, make sure it’s covered by the right insurance. See how much you could save on auto insurance, RV insurance, or motorcycle insurance in just minutes by getting a quote on geico.com.

Read more: Planning an east coast road trip? Check out 12 Scenic Stops to Make Along I-95.

The Amazing New Technologies In Motorcycle Helmets

As you ride around town on your motorcycle, you see street names, turn-by-turn directions, and what’s happening behind you—all without looking down or turning your head. That’s because the info is popping up on your helmet’s visor.

While having all this technology—like augmented reality (AR) and real-time rearview cameras—in one motorcycle helmet isn’t yet a reality, it’s getting close. And adding these technologies isn’t just a gimmick; experts say these new features will actually help safeguard riders by allowing them to keep their eyes on the road.

Motorcycle helmets are already essential safety gear, having saved an estimated 1,772 lives in 2015, according to the National Center for Statistics and Analysis. And this new breed of helmet could help even more. “Smart helmets are potentially making the entire motorcycle industry safer,” says Mitchell Nicholson, who runs the review site Essential Moto. “Plus, they’re making the notion of riding a bike a lot more accessible.”

Here’s a look at some of the most promising advancements.

App-Powered Audio

Thanks to custom apps and Bluetooth capabilities, some helmets now on the market are ready to connect to your phone. You can take calls, hear navigation instructions and communicate with fellow riders—all without taking your hands off the handlebars. Such features, including one that reduces the amount of fatigue-inducing engine noise audible while riding, can be set before the trip to ensure total focus on the road.

Augmented Reality

A number of manufacturers are close to coming to market with helmets featuring built-in AR. “It’s not a question of if, it’s a question of when,” says Nicholson. These new helmets will help cut down on distracted driving, as you won’t need to take your eyes off the road to see things like GPS maps and the speedometer. In the meantime, you can give your standard-issue helmet AR powers thanks to an add-on: a handlebar-controlled unit that mounts on the right side of the helmet’s chinbar, with a display located within your field of vision.

Lights, Cameras, Safety

What if you could look all around you in real time? One helmet combines a rearview camera with a wide-view visor, to allow for a 360-degree view of the road—effectively eliminating dangerous blind spots. And to make sure that other vehicles can see you better, some helmets offer wireless LED brake lights that activate whenever you hit the brakes.

Emergency Response

Coming soon to a bike shop near you is a helmet-mounted camera that will send text and email alerts to selected emergency contacts in the case of an accident—a particularly practical feature for solo riders. If an accident is detected, the camera will automatically save the last two minutes of audio, video and other pertinent data so there’s a record of what transpired.

Someday soon, says Nicholson, all of these advancements will hopefully be available in one sleek-looking helmet. “I can’t wait,” says Nicholson, an avid rider. “It will finally bring what has always been sci-fi into reality.”

Helmets are designed to keep you safe. Do the same for your bike and help protect it with a motorcycle insurance policy.

By Mark Yarm

How To Help Protect Your Cell Phone Account From Fraud

While taking steps to help protect your cell phone from hackers is essential, it’s also important to know that thieves have found another way to access your information: by opening a cell phone account in your name or directing your number to their own phone. Having control over your phone number can give the thieves access to everything from your email to your bank accounts.

It’s a growing problem. According to one study, last year in the U.S., there was a 79 percent increase in what’s known as cell phone account fraud, resulting in 680,000 victims and millions of dollars in losses.

“It can be financially devastating,” says Paige Schaffer, CEO of Global Identity and Cyber Protection Services with Generali Global Assistance, one of the world’s largest individual crisis protection providers. “This is a type of fraud that can go undetected for many months.” You may not know that your account has been hacked until your phone stops working or your bank account has been depleted.

Plus, cell phone companies generally aren’t liable for these crimes—you, the consumer, are. “Cell phone companies don’t have the liability to the extent that banks and credit card companies do,” says Schaffer.

Did you know GEICO now offers cell phone insurance?

How Does This Crime Occur?

A cyberthief calls your cell phone company to falsely open up a “new account” in your name, which is easy to do. Threads of your private information area already exist online—your address, your phone number, your birthday—and a criminal may have enough pieces in hand to convince the cell phone company that he’s legit.

Stealing your existing cell phone number can be the first step to a cybercriminal getting into your bank and credit card accounts—or applying for more credit cards, all without your knowledge. The two-factor authentication security process, in which a verification code is sent via email or text, becomes useless, because the thief can “authenticate” with their own phone.

What You Can Do To Help Protect Yourself

Fortunately, says Schaffer, there are steps you can take to cut off thieves’ access.

Freeze Your Credit Information

Cell phone providers don’t go through the large credit bureaus to do credit checks before opening an account. Instead, they may use the National Consumer Telecom & Utilities Exchange (NCTUE). Freeze your information with them so it can’t be accessed. While you’re at it, it’s also a good idea to freeze your credit info with the big three bureaus—TransUnion, Equifax and Experian—in case a crook gets access to your cell phone account and tries to open a credit card in your name.

Protect Your PIN

Make sure you have a PIN for your cell phone account and that you’re the only one who knows it. As with other passwords, you should change it regularly—at least once a year. If your cell phone carrier experiences or has experienced a data breach, you should change your PIN immediately. Still, change your PIN even if there was a breach with a different account, since you don’t always know what other information thieves have accessed.

Review Your Cell Phone Bills

It’s easy to pay your cell phone bill with a quick click or through an auto-payment. But it’s a good idea to review your cell phone bill carefully, and to pay attention to credit card and banking statements. Always be on the lookout for erroneous or suspicious activity.

Buy A USB Security Key

A physical USB security key adds two-factor authentication to your computer and cell phone. It’s a higher level of security than verification codes sent via text or email, because the second factor is the key itself.

Adopt These Cybersecurity Habits

Shaffer suggests these tips to help curb cybercrime in general.

Watch For Phishing Emails

Beware any email—even from a recognized company—that prompts you to click to their website from an embedded link. Don’t click on the email (or any attachments) or fill out anything from your email address. Always go directly to the site.

Know The Companies You Do Business With

If you get a call from your computer company claiming that your cloud account has been compromised, you’re probably being scammed. These kinds of calls are likely a phishing attempt (known as “vishing” when it’s done over the phone). While credit card companies may call you to report suspicious activity, most companies will not. Either way, call back on the company’s official phone line to verify.

Have Identity Theft Protection

Identity Theft Protection, available through the GEICO Insurance Agency, monitors your vital information and will get an alert if your credit is being checked or if any of your information pops up on the dark web. And if your identity is compromised, Identity Protection can help restore your standing.

Be Thoughtful About Sign-ups

When you shop online, check out as a guest instead of filling out information for an account with them, and don’t let them save your credit card. Be selective about giving out your information.

Don’t Give Out Your Social Security Number

Your social security number is a unique piece of personally identifiable information (used by credit agencies plus other financial and government institutions, such as the IRS), and unlike an email address or password, it’s not something that can be easily changed.

Guard Your Personal Details & Passwords

Your phone number, your date of birth, maiden name, first car—these are the details that criminals can use to form a separate “you” identity. Be careful about where you input this information online. Also, keep passwords protected, change them regularly and don’t share them.

Don’t Share Your Banking Information

Online banking information, including passwords, should be kept private. To add layers of security, ask that your banking or financial institution communicate via multifactor identification protocol.

Use Different Email Addresses

Have one email address that you use for online banking and financial transactions and another one for social media and personal accounts. That way, your public profile email isn’t linked to information that could be compromised.

Don’t risk a close call with your cell phone account. Get identity theft protection through the GEICO Insurance Agency, which can help you restore your identity in case of a breach.

Read more: Warning Signs Of Identity Theft

By Ellise Pierce

How To Help Protect Your Smartphone From Hackers

As our smartphones have become more ingrained in our lives, they’ve become rich repositories of personal information.

That’s exactly why smartphone hacks are on the rise, says Paige L. Schaffer, president and COO of Global Identity and Digital Protection Services for Generali Global Assistance. In fact, hackers are busy experimenting with new ways to access smartphone data, she says, while users may not even be aware that their devices are at risk. If crooks do get through, identity theft protection can help you restore your identity. Fortunately, a few easy steps could help prevent a breach from happening in the first place. Here’s what Schaffer recommends:

GEICO can help with identity protection.

The Risk: Phishing

“Research shows that mobile users are three times more likely to fall victim to email phishing attempts compared to desktop users,” says Schaffer. One reason is the phone’s smaller address bar, which makes it harder to see (and therefore verify) the web address before entering sensitive information. Also, busy smartphone users may be less likely to apply the same scrutiny to emails that they do on a desktop or laptop.

The Solutions:

Be wary of emails or text messages from someone you don’t know.
Don’t click any links if the email asks for personal information, has spelling errors or oddly worded sentences, or greets you generically (as “Dear Customer,” for example).
Type in URLs from scratch, rather than clicking on links—especially if you’ll be entering personal information.
If you accidently click a suspicious link, terminate your session and disconnect your device from the internet by disabling Wi-Fi and enabling airplane mode. Then run a virus scan if your phone’s operating system features one (if it doesn’t, installing software updates when they become available should help keep viruses at bay). Report phishing emails to your email provider or forward to the Federal Trade Commission at spam@uce.gov.

The Risk: Malware Apps

Malware apps can gain access to a user’s personal information, capture login and password information, see location data, download additional nefarious apps or spread malware by making the phone part of a botnet (an infected network run without the user’s knowledge).

The Solution:

Avoid third-party app stores. Only download programs from the official app store for your type of smartphone. While some malware apps have been known to make it through their review process, your odds are greatly reduced.

The Risk: Public Wi-Fi

Many public Wi-Fi connections are unsecured and unencrypted, so any information you enter while connected could be intercepted. This gives a hacker access to your browsing activity and account logins, making passwords and other data vulnerable to theft.

The Solution:

If you must hop on public Wi-Fi, use a virtual private network (VPN), which lets you exchange data securely and anonymously. Download a VPN app through an official app store and connect to the VPN service before logging in to public Wi-Fi. No VPN? Don’t log in to password-protected websites that contain sensitive information while using public Wi-Fi—for example, banking and social networking sites, or even email.

The Risk: Voicemail PIN

Most voicemail accounts are protected with a four-digit passcode, which hackers can typically crack without a lot of effort. Once inside your voicemail, a hacker could access an online account or app and ask for a password reset via a phone call. If you miss the call and the automated service leaves a voicemail with the reset code, a hacker could access that account.

The Solution:

Set a longer PIN (if possible) that’s not easily guessable (don’t use your birthdate or the last four digits of your phone number, for example) and change it frequently.

When it comes to protecting the information on your mobile device, don’t phone it in. Get identity theft protection through the GEICO Insurance Agency, which can help you restore your identity in case of a breach. Plus, we now offer cell phone insurance in case of theft or damage!

Read more: How To Create The Perfect Password

By Maridel Reyes

How To Care For Your Jewelry

You’re driving home from the airport when you realize your wedding band is missing. What do you do?

If you have jewelry insurance, replacing it could be easy. Telling your spouse, that’s on you.

Keeping tabs on your most-valued items is of course the first step in properly caring for your jewelry. Most pieces require a bit of upkeep to look their best; this guide will help in the process.

“Good-quality jewelry is a financial and emotional investment, so regular cleaning, inspection and proper protection are important,” says Brittany Bozmoski, CMO of Diamond Nexus. Whether they’re gold, silver, ruby or emerald, here’s how to keep your favorites vibrant and safe.

The Right Storage

Everyone wants their diamonds to sparkle and their gold to shimmer. But dullness and discoloration over time could be an issue, even for quality metals and stones. Often, improper storage is part of the problem, says Bozmoski. “The key is to keep pieces protected from air and humidity, which cause them to tarnish,” she says. So as cute as that jewelry stand or ring dish may look, these locations are not always the “cool, dry place” that’s best for fine jewelry. Instead, keep your items in individual soft pouches. Bozmoski also recommends choosing a lined jewelry box with places for each piece. Be sure to keep fine jewelry and gemstones separate to maintain their integrity and prevent them from scratching metals and damaging softer items.

Quality Care

Dirt and oil from your hands, lotions and makeup all can build up on jewelry, causing dullness and even damage. But DIY cleaning is easy and cost-effective. While cleaning, Bozmoski recommends inspecting prongs and stones to make sure they are tight and in place. For your most-valued items, occasional professional cleaning is helpful for polishing out scratches and tightening prongs, she says. Otherwise, at-home cleaning will suffice and save you some cash.

For metals like gold, silver, platinum and rose gold, the cleaning process is fairly standard. Apply a nonabrasive jewelry cleaner to a clean soft-bristle toothbrush and scrub the piece, paying special attention to any grooves or nooks, advises Bozmoski. “You can also use mild dishwashing soap in warm water,” she says. “Soak for about 15 minutes, scrub with a soft bristle brush, rinse and pat dry with a lint-free cloth.”

The same method can be used for hard gemstones like diamonds, rubies, emeralds or sapphires, or you can try an ultrasonic cleaner.

Like their name, softer stones such as opals and pearls should be handled with care, as they could become misshapen. Best to just slightly dampen a soft, lint-free cloth and wipe them down. Never place them in ultrasonic clearners and “never submerge pearls in liquid—even pure water,” says Bozmoski, as the outer layer can easily weaken, as well as the silk thread holding a necklace or bracelet together.

Invest In Proper Protection

Your fine jewelry is valuable and should be treated as such. Unfortunately, maintenance and proper care won’t matter if your collection of special pieces gets damaged, lost or stolen. Even diamonds, which are known for being hard stones, could be at risk of chipping. That’s why Bozmoski says jewelry insurance is crucial, particularly when it comes to expensive items like engagement rings and watches.

To prevent theft or fire damage, consider investing in a safe with a UL burglary and/or fireproof rating. The master bedroom is one of the first known targets for burglars, so install your safe in a concealed spot that’s not quite as predictable. And, since fires often start near kitchens and fireplaces, choose a location farther away from those areas.

By Danielle Blundell

Proper care is the first step to ensuring that your jewelry lasts. Learn more about jewelry insurance through the GEICO Insurance Agency at geico.com.

Pet-Proof Your Place In A Weekend

Rex and Scruffy face some of the same hazards that toddlers do. If there’s a thumbtack under the rug or an errant cheese puff behind the couch, they’ll find it—and put it in their mouths. So, as with childproofing a home, keeping your space safe for your pet is also paramount. But this doesn’t have to mean a drastic overhaul. A few smart organizational tweaks can turn your base camp into a haven for all of its residents. Read on to see how.

Get A Pet’s-Eye View

Regularly get down on your hands and knees to scan nooks that your vacuum can’t reach (but your pet can) for choking hazards like strings, batteries, coins or that pain reliever that rolled away months ago, advises Bernadine Cruz, D.V.M., an associate veterinarian at Laguna Hills Animal Hospital in Southern California. Secure loose electrical wires, shorten long window cords and satisfy your pet’s urge to chew by providing appropriate toys. For example, consider giving kitty a vertical play area such as a cat tree, window perch or padded shelf where she can unleash her inner feline away from bite-size hazards that occasionally fall on the floor.

Check Your Plants

Many pet owners are unaware of the dangers of mixing houseplants and pets. Did you know even common plants such as poinsettias can be poisonous to dogs and cats? It’s true. In fact, consumption of any plant material has the potential to cause vomiting and gastrointestinal upset for dogs and cats. Check your plants both inside and outside the home against the ASPCA’s database of plants that are poisonous to pets and remove any that are listed as “toxic.” If you believe your pet may have ingested one of these toxic plants, immediately contact either your local veterinarian or the Animal Poison Control Center’s 24-hour emergency hotline at 1-888-426-4435.

Secure Your Kitchen

Many foods (grapes, raisins, coffee grounds, garlic, onions and chocolate) can make pets ill or even cause organ damage. Choose a trash can with a secure lid and keep it inside a cabinet with a child safety lock. “If you think your pet can’t open a cabinet, do a search on YouTube,” says Cruz, who has seen all kinds of Houdini-esque animal maneuvers. Additionally, safety-latch lower cabinets that contain household cleaners, and clear your counter of food, hot items and knives when you leave the kitchen, since these things can invite a spontaneous pounce. If you suspect your pet may have eaten something he shouldn’t have, note the amount ingested and immediately contact either your local veterinarian or the Animal Poison Control Center at 1-888-426-4435.

Hide Your Meds

Over-the-counter and prescription drugs should be kept out of the way of curious paws and snouts, as human medications are the leading cause of pet poisoning in the U.S.—and child-proof containers are not necessarily animal-proof. Household cleaners can also be toxic to pets. Stow them in a locked linen cabinet. And what about Fido drinking from the toilet? It’s gross but not deadly, as long as you avoid automatic bowl cleaners that continually release chemicals, says Cruz.

Pick Up Your Socks!

Yes, socks and underwear, surprisingly, are common choking hazards for Fluffy and Spot. So go ahead and corral dirty laundry out of sight in a basket with a secure lid. Bonus: Your bedroom will be tidier.

Fend Off Falls

So many cats and small dogs are hurt or killed falling out of windows that vets have coined the problem “high-rise syndrome.” And you don’t have to live in a tall building to be vulnerable: “Even falling from a second story can be injurious to a small animal,” Cruz explains. Any window that even occasionally gets opened needs a tight-fitting screen.

Petscape Your Yard

Avoid planting potentially poisonous plants such as azaleas, lilies and daffodils. If you can’t replant, then redirect your little digger to a designated digging area of sand or soft soil covered with wood mulch. Entice him to unearth treats you bury there instead of digging up bulbs, which can cause gastrointestinal issues, such as vomiting, or a blocked digestive tract. Cats and small dogs can enjoy the outdoors safe from predators inside a “catio,” a fully screened enclosure that some owners trick out with additional climbing ledges and water features. Talk about a purr-fect retreat.

For more advice on how to care for a new pet, read 8 Tips To Help You Be A Better Pet Parent.

You want the best for your pets, and that includes their health. Keep them protected with affordable pet insurance through the GEICO Insurance Agency. We offer dog insurance and cat insurance.

By Julia Califano

DIY Flower Arrangements In 15 Minutes Or Less

With these easy-to-follow tips, you can turn even grocery store flowers into beautiful arrangements in 15 minutes or less.

Overall notes for flower arrangements:

– Always do a fresh angled cut on stems before arranging them.
– Focus on balance over symmetry.
– Use a variety of colors and textures for the most interesting arrangements.
– Build to the size of the vessel. The taller the vessel, the taller the arrangement.
– Change the water in arrangements every couple of days for longest-lasting florals.

Grid System

1. Pick a vessel with a wide opening such as a big vase or even a bowl.

2. Add some cold water to the vessel and then dry off the edge.

3. Using scotch tape or clear floral tape, make a grid over the opening.

4. Start adding flowers! This trick allows you to put flowers exactly where you want them and use fewer flowers for a more impactful arrangement.

Floral Frogs

1. Pick any vessel and a flower that fits in the bottom of it.

2. Using the suction cups, glue dots, or floral tac, adhere the frog to the bottom of the dry vessel.

3. Add water to the vessel.

4. Add florals to the vessel, pushing them into the frog so they stay in place. Frogs are great because they can be reused again and again, and come in a variety of materials.

Simplest Style

1. Pick a variety of small vessels, such as small glass bottles or glasses and then place a single stem in each.

2. Use varying heights and colors for more interesting looks or keep it really simple with the same flower cut to different heights.

Create Your Own Self-Care Retreat At Home

You’re overwhelmed at work. Projects are piling up around the house. Do you feel like you need to relax and recharge? Of course!

But you don’t have to book an expensive weekend at a resort to soothe your stressed-out soul. Wellness coaches say many of the benefits you’ll get from a trip to the spa can be easily replicated at home, with a little DIY—and at a fraction of the cost. Treat yourself to a break in the comfort of your own house (on #SelfCareSunday, perhaps?). Here’s how experts recommend giving a boost to your bliss.

Block Out Time (And Commit To It)

Look at your calendar and plan a half or full day each month for your retreat, says Flagstaff, Ariz.–based nutrition and yoga coach Val Minos. “Take it as seriously as you would a work meeting or appointment,” she says, “and let everyone know you’re not available at that time.” Don’t have that much time to kick back? Take what you can. One hour a week or even a few moments each day will help lighten your mood, lower stress and sharpen your thinking, she says.

Create A Peaceful Space

Gather up some throw pillows, a rug or a comfy chair in a room where you have privacy. Try to keep it free of clutter. And, perhaps most important, check your devices at the door. “Turn off the cell phone,” says New York City–based therapist and health coach Rachel Gersten. “Spend some time unplugged, reading a book or meditating.”

Bonus: Download and print our FREE coloring book here!

Focus On Breathing

Controlled breathing exercises have been shown to reduce stress, increase alertness and boost your immune system. Minneapolis-based health and lifestyle coach Samantha Kelley suggests the “three second” method: Breathe in for three seconds, hold for three seconds, and then exhale for three seconds. “It can really make a difference in lowering your anxiety and quieting your overactive mind,” she says. Or, even easier, just smile. “It sounds silly, but the act of smiling may lower blood pressure and reduce stress,” says Kelley. “Even if it’s a pretend smile, your body reacts by releasing feel-good chemicals like serotonin.”

Make Your Own Spa Treatments

Transform your nook into an oasis of calm by appealing to all your senses. First, use a diffuser to release aromatherapy fragrances into the air. Wood-based scents are grounding, peppermint and citrus are energizing, and lavender is relaxing, says Seattle-based mindfulness life coach Melissa McClain. And while you could splurge on a massage at a day spa, it’s possible to loosen muscles by taking a warm bath with magnesium sulfate and then stretching afterward to ease out kinks. To make your bath feel even more indulgent, slather on a homemade face mask or hair mask while you soak.

Take It Outside

A truly effective self-care routine isn’t limited to four walls. A recent study found that when people take time to notice the natural world around them, their general happiness and sense of connectedness increases. Minos suggests taking a brisk walk or enjoying a picnic lunch. The best part? You don’t have to do it alone. “For some people, self care is about connecting with others,” says Austin, Tex.–based personal trainer Karen Rooff. “For others, self care is about retreating alone into silence. Ultimately, it doesn’t matter how you do it, just that you choose activities that are nourishing for you.”

Another way to feel better? See how much money you could save on auto insurance with GEICO. Get a fast, free quote today.

By Katrina Brown Hunt

Goodful: Gua Sha Facial Massage in 15 Minutes or Less

Gua sha is a traditional Chinese medicine practice that has been around for more than 700 years. It is known to help with lymphatic drainage and facial sculpting.

If you’ve never done gua sha on yourself before, practice testing out your firm, medium, and light pressures on your forearm before moving to your face.

Start with a clean face, clean hands, and a clean gua sha tool. Put a small amount of facial oil on your face to help with the gliding of the tool.

The most important thing to remember is the angle of the tool. You don’t want to be perpendicular to your face. You want to hold the tool at an angle around 15 degrees where just your thumb can fit under. Use your opposite hand as a support hand to give a slight pull.

Repeat each of these strokes 5 times:

Start on the back of your neck and use the notched side and firm pressure, pulling up on your spine toward the base of your skull.
Using the straight side, go up the side of your neck. And then slowly work your way toward the center, lightening the pressure as you get toward the front of your neck.
Using the notched edge and medium pressure, anchor your jaw with your opposite hand on your chin and then glide the notch upward along the jawline.
Using the flat side and medium pressure, glide from the side of the nose over cheek up toward the ear.
Using light pressure, glide under the eye and up toward the temples.
Using the notched side and medium pressure, move across the brow bone while the center of the forehead is anchored.
Using the flat side, move from brows up the forehead toward the hairline.
After doing one full side of the face, move to the other, then bask in your gua sha glow!

Smart Ways To Prevent Motorcycle Theft And Keep Your Bike From Being Stolen

motorcycle sitting on side of country road

There’s nothing like hitting the open road on a motorcycle, especially when the conditions are perfect. But whether you’re heading out for a long trip or just going down the block, theft is a real threat.

That’s because motorcycle parts are relatively small, are easier to reuse and have substantial resale values, according to the National Insurance Crime Bureau (NICB)—making bikes a lower-risk, higher-reward target than cars. In 2020, the NICB reported more than 53,000 motorcycle thefts in the U.S., 30-percent increase from 2019. No bike owner wants to be part of that statistic, of course, so follow these simple strategies to prevent motorcycle theft.

Be Choosy With Your Parking Spots

According to Kylee Banton of 2Wheel, a motorcycle and outdoor recreation company, visibility plays a big role in keeping your bike safe. Never park an uncovered motorcycle out front at home; it’s far safer in a garage or shed. If you’re not riding daily, Banton recommends placing a physical barrier between the bike and the door: a lawnmower or another big item that will make the bike harder to access. No garage? Conceal your motorcycle with a bike cover and add a loose, nondescript cover on top of that to disguise the cycle’s shape.

If you’re running errands or out for a quick bite, always park in plain view. “Generally, areas with heavy foot traffic mean potential thieves are less likely to attempt to take it because of the increased risk of witnesses and getting caught,” says Banton. If you’re in a quiet area or staying overnight at a hotel, Banton recommends looking for a space within the field of view of a security camera.

Put Your Wheels On Lockdown

The NICB recommends locking up your bike when it’s not in use, even at home. When you’re parking outdoors, Banton suggests using a chain or security cable to attach your vehicle to a fixed object, such as a street lamp or bike rack, so it’s difficult for thieves to lift. When riding with friends, you can chain your bikes together. Locks should fit tight so they’re harder to cut or chisel off.

Pump Up Security With Anti-theft Add-ons

According to the NICB, many motorcycle companies offer alarm systems similar to those on cars. While you can’t rely solely on alarms, they do offer an extra line of defense and can help prevent motorcycle theft. Even a sticker or label that warns of alarmed locks or a GPS tracking system can sometimes deter thieves, says Banton. You might also want to add an ignition lock or hidden kill switch as part of your arsenal. Bonus: Installing these kinds of anti-theft devices on your bike could qualify you for a discount on motorcycle insurance.

Be Proactive About A Theft Plan

It’s important to have a theft-recovery plan in place just in case. The first step, Banton says, is keeping your registration at home and taking a copy along when you’re out with your bike. Having your papers handy helps with reporting and recovering the missing motorcycle before it ends up sold or at a chop shop. Installing a stolen-vehicle recovery device, which tracks a motorcycle using radio-frequency technology, can also improve your chances of recovery. Of course, proper motorcycle insurance is part of the equation as well, and GEICO offers motorcycle insurance that can help protect you from financial loss if someone steals your bike.

When it comes to your motorcycle, better to be safe than sorry. Get a quote today on GEICO motorcycle insurance.

See more: Spend the ultimate Saturday with pro racer and motorcycle designer Roland Sands.

By Danielle Blundell

Glamping: How To Camp In Total Comfort

If the words “vacation” and “camping” don’t go together in your mind, you’re not alone. Sleeping in the great outdoors has traditionally meant roughing it: battling mosquitoes by night in a sleeping bag wedged into a cramped tent, with only a tepid cup of instant coffee to look forward to in the morning.

Not so relaxing.

But if the last time you went camping was on that sophomore-class trip, you’re in for a surprise: Camping has gone way upscale, so much so that it’s earned a new moniker, glamping.

Across the country, there are places to sleep al fresco without giving up running water, a hot shower or even WiFi. Here are the essentials you need to commune with nature in comfort and style, no matter your budget, destination or even the time of year.

Choose Your Destination

Whether you’re looking for a hiking adventure; some sea, sand and salt; or a more exotic getaway, these locales are worth considering:

Texas Hill Country

From a collection of eco-cabins clustered around a yoga pavilion to lakeside rustic cottages complete with hot tubs, Texas Hill Country offers a wealth of options, says David Troya, founder of Glamping Hub. Plus, it’s a great destination for novice hikers, since the terrain is relatively flat (despite the name).

Coastal California

Who hasn’t dreamed of doing the iconic drive from San Francisco to L.A.? And with year-round good weather, many campsites along this route stay open 12 months a year. Outside of Big Sur, you can opt for a tricked-out vintage camper for a night or wend your way south to swanky Santa Barbara to sleep in the yurt of your choice.

Hawaii

Why spend big bucks at a hotel when you can take in the beauty of the islands from a more natural home base? In-the-know travelers recommend the variety of tree house hotels overlooking Hawaii Volcanoes National Park on the Big Island.

Throw In A Few Eco-Chic Accommodations

The camping experience has changed dramatically in recent years, says Mike Gast, vice president of communications for Kampgrounds of America, Inc. (KOA). Most spots now offer WiFi, great recreational amenities and deluxe patios. But if you truly want to amp up the luxury factor, consider adding one of these options to your itinerary:

The Resort at Paws Up, Greenough, Mont.

Set on 37,000 acres that overlap part of the original Lewis & Clark trail, Paws Up spans rolling grasslands, icy rivers and deep green forests for strolling, river rafting, fly-fishing, even riding in a cattle drive. At night, you’ll bed down in classic safari tents with electricity, AC and heat; plus each guest has access to a personal butler who will bring fresh-baked cookies (or any other treat) in case you’re feeling peckish.

Dunton River Camp, Cresto Ranch, Colo.

The eight 640-square-foot tents nestled in the San Juan Mountains of Southwestern Colorado are luxe, it’s true; each comes with its own bathroom and a pair of mountain bikes, plus AC, heat and WiFi. But the unique setting—the resort is set in a former mining camp—means that guests also get a taste of the area’s authentic Wild West history.

Moose Meadow Lodge, Waterbury, Vt.

Choose to stay in a log cabin or step it up—in a two-story tree house with a wraparound deck that allows for a panoramic view of the Green Mountains. Besides miles of hiking trails, the 86-acre property also offers access to a trout pond, hot tub and hammocks, of course.

Add A Few Upscale Touches On Your Own

If shelling out big bucks on a resort isn’t your style, you can DIY with these high-end hacks:

Mix Up The Menu

Who says meals around the campfire must consist of 5-minute noodle dishes? Consider grilled chicken (bring a premixed marinade in a freezer bag to enhance the flavor quotient). For dessert, go with s’mores, but sub in chocolate with a little pizzazz (think dark chocolate spiced with chilies).

Sleep Like A Dream

Swap a boring bedroll for an inflatable lounge chair that doubles as a bed by night. Experts swear by the stylish Fatboy line of outdoor furniture, which includes a bed for your pooch.

See The Light

Flashlights are fine, but glamping mavens recommend the collapsible solar lights by Luci, which are lightweight and packable, and provide up to 12 hours of light.

Find The Stars

“Get a good ‘night sky’ app,” says Gast, “and one that helps kids learn to identify birds, bugs and leaves while they experience the outdoors.”

No matter your destination, before you take your RV on the road, get a fast, free quote on RV insurance through GEICO.

By Celia Shatzman